Mastering Medicare: 65 Things Everyone Should Know Before Age 65 is the no-nonsense survival guide to Medicare—written by a nationally recognized healthcare leader with over three decades of frontline experience.
Every day, about 11,000 Americans turn 65 and enter Medicare—most of them confused, unprepared, and unaware of costly traps that can drain their retirement savings. From missed deadlines and surprise bills to myths about what Medicare covers, the system is filled with pitfalls that even doctors struggle to understand.
Dr. Lance Coss wrote this book to make Medicare clear, practical, and mistake-proof. With 65 bite-sized lessons, real stories, and plain-English explanations, he reveals the myths, mistakes, misunderstandings, and miscalculations that cost people money—and shows you how to avoid them.
Instead of dense government jargon, you’ll find humor, clarity, and insider insights that put you back in control of your healthcare choices.
Whether you’re approaching 65, already enrolled, or helping a loved one navigate Medicare, this book will give you the confidence, knowledge, and tools to make smarter decisions and keep more money in your pocket.
● ✔ Avoid costly mistakes – Learn the 65 most common traps that derail retirees, from missed enrollment deadlines to assuming the wrong benefits.
● ✔ Know what Medicare really covers – Get clear explanations about hospital, doctor, prescription, dental, vision, and long-term care benefits.
● ✔ Plan with confidence – Compare plan options, costs, and coverage to choose the right Medicare plan for your lifestyle and health needs.
● ✔ Save money on healthcare – Discover strategies to minimize out-of-pocket costs, penalties, and billing surprises.
● ✔ Empower caregivers & families – A must-have guide for adult children helping parents navigate Medicare decisions.
● ✔ Learn from an insider – Written by Dr. Lance Coss, a nationally recognized healthcare executive with 30+ years of Medicare expertise.
● ✔ Easy, practical, and engaging – Bite-sized lessons with real stories and humor make complex rules simple and memorable.
Mastering Medicare is more than a book—it’s your roadmap to clarity, confidence, and control over one of the most important decisions of your retirement years.
Dr. Lance Coss is a nationally recognized healthcare executive, Medicare expert, and award-winning author with more than 30 years of experience navigating the U.S. healthcare system. With a Doctorate in Healthcare Administration, a Master’s in Human Genetics, and a Master’s in Educational Psychology, he brings a unique blend of science, policy, and human behavior to his work.
As Executive Director of a national Medicare program, Dr. Coss leads nearly 600 professionals who manage appeals, beneficiary complaints, and quality-of-care reviews for hundreds of thousands of Americans every year. His leadership ensures patient rights are protected, timely care is delivered, and improper payments are reduced—safeguarding both beneficiaries and the Medicare Trust Fund.
Recognized as one of the Top 10 Most Admired Leaders of 2025 and a two-time recipient of CMS’s National Special Service Award, Dr. Coss is a trusted voice in healthcare reform, patient advocacy, and program accountability.
Through his Mastering Medicare platform—including his YouTube series and bestselling book Mastering Medicare: 65 Things Everyone Should Know Before Age 65—he helps people cut through the confusion and avoid costly mistakes. Whether guiding readers through enrollment pitfalls or helping caregivers support loved ones, Dr. Coss empowers people with the knowledge they need to make smarter, more confident healthcare decisions.
When not immersed in healthcare policy, Lance writes biotech thrillers inspired by his genetics background, or enjoys ranch life outside Tulsa with his partner, nine dogs, three mini pigs, and a lively flock of chickens.
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